Who? What? Where? When? Why and How?? Yes, I froze my Visa card at the start of 2014 after a frustration at the hard to move balance lingering for years. We'd pay it down, buy tires, pay it down, emergency this or that...I am so done. So here is my solution...We haven't used it in months, but could thaw it out in case of a real true emergency. Our goal is to pay this down ASAP, and ultimately, NEVER need it again!
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